Residency by investment, also known as investor visa or golden visa programs, is a legal pathway for individuals to obtain residency rights in a foreign country by making a qualifying financial investment. Unlike citizenship by investment, residency by investment does not grant immediate citizenship, but it provides the right to reside in the country and may lead to permanent residency or other long-term residency options.

The specific requirements and investment options vary from one country to another, but common investment categories include real estate, government bonds, job creation, or contributions to specific economic development projects. The investment amounts and conditions are typically set by the host country’s government.

Benefits of Residency by Investment

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Residency by Investment Programs (Golden Visa Programs)

Residency by Investment programs are the path for investors and families to acquire a long-term permanent resident status of a country by making the necessary investment. It allows the PR card holder to legally reside in the host country without being a citizen. However, in some cases it can also lead to citizenship by naturalization once the resident has lived in that country for a certain number of years. Permanent Residence by Investment, also known as Golden Visa programs, allow high-net-worth individuals, investors, and families to access full residence rights, which include the right to relocate, live, work, study, and receive healthcare in the new country of residency. Leading Residence by Investment programs are the best solution for wealthy individuals looking to expand their business opportunities and increase their wealth while protecting it. Golden Visa programs give investors and their families the option of physically relocating to a new country, the ability to open businesses and companies freely worldwide, and have greater mobility. Also, having permanent residency in a European country gives the investor a plan B for him and his family and gives them access to world-class healthcare and education. Alongside global mobility, golden visa programs provide a safe haven and give investors a stable country as well as protection from political and economic volatilities.

Which Countries Grant Permanent Residency?

Residence by Investment programs offered to high-net-worth individuals and families worldwide include the following countries: Austria, Australia, Canada, Cyprus, Greece, Hong Kong, Italy, Latvia, Luxembourg, Malaysia, Malta, Monaco, New Zealand, Panama, Portugal, Singapore, Spain, Switzerland, Thailand, United Arab Emirates, United Kingdom, and United States of America. Bluemina Citizenship & Residency offers legal services and advice on residence by investment programs for top countries in the world. Portugal, Greece, and Cyprus are considered the most successful European permanent residency programs. They allow non-European individuals and families to benefit from high quality of life, favorable business and tax environment, and the possibility of obtaining a lifetime citizenship. Canada Start-Up Visa and United States of America EB-5 are amongst the top programs for global entrepreneurs and families thriving to obtain a permanent residency and relocate. These countries are known for their high standards of living and outstanding business opportunities.

Residency by Property Investment

Wealthy individuals and families buy property abroad for a variety of reasons, such as having the option of relocating and living in the selected country at any time, as well as the right to work, study and receive healthcare in the new country of residence. Golden Visa or Residence by property investment programs can provide high-net-worth investors with these benefits, and more.

Residency by property investment programs like Malta, Portugal and Greece offer investors and families freedom of movement within Europe’s Schengen Area, as well as a pathway to safety, security, and excellent standards of living.

For instance, acquiring a premium real estate and property in Greece through the Golden Visa Program allows non-EU investors and wealthy families to obtain permanent residence permits in Greece within a short period of time, and may be renewed every five years when maintaining the property. Malta Permanent Residence by property investment on the other hand, is a reasonable option for applicants looking to receive Maltese lifetime residence certificate and permit within a year.

The residence permit by property investment in Portugal offers investors favorable terms; where they can choose a commercial approved real estate option and include in the same application spouse and financially dependent children under the age of twenty-five, as well as parents above the age of fifty-five. The investment property can be selected remotely.

Steps and Requirements for obtaining the Golden Visa

Hundreds of thousands of non-EU families and wealthy individuals successfully obtained their Residence permits and Golden Visa through investment from European countries like Austria, Switzerland, Portugal, Italy, Germany, Greece, Spain, Cyprus and Malta, allowing them to relocate and live in a safe country with high quality of life, as well as enjoying the many benefits like visa-free travel to the Schengen area, tax optimization, and in some cases the option of becoming a full citizen. Bluemina helped many high-net-worth individuals and families obtain Golden Visa and Permanent Residency cards in Portugal, Greece, Malta and Cyprus.

To qualify for any of the European Residency and Golden Visa programs, the investor can apply directly through an authorized and government-approved agent like Bluemina, and must fulfil specific requirements:

  • Applicant should be non-European or non-Swiss or non-EEA.

  • Provide all proper documentation, such as copy of a passport or other government-issued travel documents.
  • Make the minimum investment amount.
  • Have a clean criminal record.
  • Visit and spend a minimum number of days in the country as requested.

Summarized below are the Golden Visa application process steps:

  • Step One: Onboard and decide on the Investment type.
  • Step Two: Gather all necessary documents.
  • Step Three: Open a bank account.
  • Step Four: Finalize the investment.
  • Step Five: Submit the application.
  • Step Six: Schedule and attend biometric appointment.
  • Step Seven: Golden Visa residence cards issuance and renewal.

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